Our mortality makes us feel alive but also makes the ones we love vulnerable. No one likes thinking about dying, but planning for the worst is necessary to unburden those you love from your financial obligations.
Life insurance and critical illness cover provide a safety net for your family, helping pay off your financial liabilities. Policies can pay a lump sum or regular payments, and you decide how much coverage you need when you buy a policy.
Understanding the myriad of options out there and buying the right policy is not easy, so we are here to help you choose what is best for you.
Our specialist advisors will sit down with you to figure out your requirements and recommend policies.
Is it worth having a life and critical illness policy?
Not everyone needs it, but life and critical illness cover are worth having if you don’t have enough money saved to fall back on and support your family.
Life is unpredictable, and you never know when you might get injured or die. Having cover ensures that your finances will be taken care of should the worst happen, unburdening your family from potentially expensive debts.
Life insurance pays out if you die, while critical illness cover pays out if you are diagnosed with a serious illness. These products are available standalone, or you can combine them in a comprehensive package to meet your needs.
Why you should choose TSP
We demystify life and critical illness cover and provide personalised advice. We will advise you to take out a plan that matches your financial liabilities and can arrange for cover on your behalf with specialist providers.
We aim to provide complete peace of mind that your level of cover will pay off liabilities in the event of death or critical illness. We will recommend policies based on your medical history, income level and number of dependents.
We make ourselves available and are always here for a conversation. Feel free to reach out to us anytime to discuss your requirements.